Smart Rider


We shield you only from Monetary loss, your life is in your hands.

‘Smart Rider Cover’ is a revolutionary insurance scheme that has been made for Motor Cyclists.

Download Proposal

Why Smart Rider?


Given the customer-centric philosophy of Amana Takaful Insurance, a revolutionary insurance scheme was launched under the name of ‘Smart Rider Cover (SRC)’ targeting this segment of two-wheelers and the riders. This value proposition for Motor Cyclists is the most attractive in the market and takes into account all the challenges faced by the community on a daily basis, to ensure their livelihoods are sustained. The policy includes a host of eventualities, to ensure that at any point in time, the policy holder is shielded from loss. ‘Smart Rider Cover’ covers natural perils, riot & strike and third party property damage. In addition, ‘Smart Rider Cover’ extends a comprehensive insurance cover against personal emergencies such as disability or hospitalization and funeral expenses.

“In terms of personal cover, the ‘SRC’ scheme offers Rs. 100,000 in insurance cover for 38 critical illnesses; Rs. 25,000 for funeral expenses for owner/named rider, spouse and children; Rs. 300,000 for permanent total disability due to accident and sickness; Rs. 300,000 as Death Cover and Rs. 750/- upto 10 days due to hospitalization.”

Smart Rider Cover Comprehensive Motor Takaful

For the named driver (between the age of 18-65)
Death Cover LKR 300,000/-
Total Permanent Disablement cover up to LKR 300,000/-
Critical Illness Cover - against 38 critical illnesses up to LKR 100,000/-
Hospitalization Cover LKR 750/- per day up to maximum of 10 days
Funeral Expense Cover LKR 25,000/- (per event and in aggregate, in case of a death of the named driver, spouse and children (between the age of 1 to 65)
Comprehensive Cover for the motor bike includes
Third Party property damage cover extended up to LKR 100,000/-
Riot & Strike Cover
Natural Perils Cover


  • NIC
  • Registration Copy
  • Duly Filled Proposal Form


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